PUBLIC EMPLOYEES

DISABILITY RETIREMENT:
New Jersey provides for several disability benefits programs within the following Retirement Systems–most provide for Ordinary Disability Retirement (ODR) and Accidental Disability Retirement (ADR) – with some exceptions:

(PERS) Public Employees Retirement System
Most state, county, municipal, authority, and school board employees and elected officials who are not required to become members of any other NJ state retirement system.
(ODR)
(ADR)

(PFRS) Police and Firemen’s Retirement System
Police officers and firefighters appointed after June 1944.
(ODR)
(ADR)

(TPAF)Teachers' Pension and Annuity Fund
Employees of boards of education and the State who must be certified or credentialed as a condition of employment.
(ODR)
(ADR)

(SPRS) State Police Retirement System
All full-time troopers or commissioned or noncommissioned Officers of the New Jersey Division of State Police appointed after July 1, 1965.
(ODR)
(ADR)

(JRS) Judicial Retirement System
Members of the State judiciary.
(Disability Retirement)

(ABP) Alternate Benefit Program
Full-time faculty, officers, visiting professors and certain professional administrative staff required to possess a college degree or its equivalent.
(Long Term Disability)

(CPFPF) Consolidated Police and Firemen's Pension Fund
Limited to survivors (benefits) of policemen and firemen appointed prior to July 1, 1944

(POPF) Prison Officers' Pension Fund
The POPF was not maintained on an actuarial reserve basis and was closed to new employees as of January 1960. New employees are enrolled in the Police and Firemen's Retirement System. Limited to survivors (benefits) of retired member.

(CPF) Central Pension Fund
Consists of the administration of a series of noncontributory pension acts. These include Heath Act pensions for State employees, Veterans Act pensioners, Noncontributory Pensions for certain employees, Annuity for Widows of Governors, and special pensions. No reserves are established for the payment of retirement benefits.

STATE HEALTH BENEFITS PLAN (SHBP)
Was created in 1961 to provide health insurance coverage for State employees. In 1964, the Program was made available to employees of city, county, and educational and public agencies. Click Here for more information.

AVAILABLE MEDICAL PLANS:
SHBP offers three types of medical plans —

  • The Traditional Plan;
  • NJ PLUS Plan;
  • And, a number of Health Maintenance
  • Organizations (HMOs)

Note: NJ PLUS, the Traditional Plan, and three HMOs — CIGNA HealthCare, Aetna Health, and Health Net — are self-funded, which means that the money paid out for benefits comes directly from a SHBP fund supplied by the State, participating local employers, and member premiums. (Health Net is self-funded as of January 1, 2003.)

 


News & Tips

UNIQUE GIFTS
For special people

MILITARY RECORDS
Request here

DISABILITY ETIQUETTE
Download free pamphlet

NEED HELP WITH MEDICARE?
Everyone with Medicare, regardless of income, health status, or prescription drugs used, can get prescription drug coverage. For information Click Here

VETERANS
SBA has loans for vets - up to $500,000.00 to start or expand a business. Approval can be obtained in a day or two. Click Here

MEDICARE - SHIP
State Health Insurance Assistance Program (SHIP) has a counselor in every State available to provide free one-on-one help with your Medicare questions or problems. For contact information Click Here

MEDICARE - PREVENTIVE SERVICES
They include physical exam, cardiovascular screening, cancer, shots, bone mass measurements, diabetes, glaucoma, medical nutrition therapy and other health information; and, a one-time preventive physical exam within the first six months that you have Part B. Since timing is critical -Click Hereto get the info.

MEDICARE OMBUDSMAN
Medicare has a Beneficiary Ombudsman to help you review your Medicare issues and help to resolve them. The ombudsman works with SHIP and Quality Improvement Organizations to resolve your issues promptly. For more info Click Here

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